Sanjay Kumar Singh, Business Standard

Stories by Sanjay Kumar Singh, Business Standard

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Rediff.com   26 Dec 2023

'Exit the car and call for your vehicle to be towed.'

2024 Challenge For INDIA Grows Every Day!

2024 Challenge For INDIA Grows Every Day!

Rediff.com   18 Dec 2023

If they wish to have any chance next year, the Congress and the alliance must quickly settle all issues, draw up an alternative agenda, and create a cohesive campaign.

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   14 Dec 2023

Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'

Avoid Mistakes In Health Insurance Claim

Avoid Mistakes In Health Insurance Claim

Rediff.com   12 Dec 2023

Policy owners need to avoid errors on their part to prevent claims from being denied.

Looking For Guaranteed Long-Term Returns?

Looking For Guaranteed Long-Term Returns?

Rediff.com   8 Dec 2023

These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.

Loans May Become Costlier

Loans May Become Costlier

Rediff.com   4 Dec 2023

'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'

Be Careful About Festival Loan Offers

Be Careful About Festival Loan Offers

Rediff.com   1 Dec 2023

'Look not just at the interest rate but also the processing fee.'

Market Giving Sleepless Nights? Read This

Market Giving Sleepless Nights? Read This

Rediff.com   30 Nov 2023

If a 5% to 10% fall in the equity market gives you sleepless nights, you are not cut out for a 75% to 80% allocation to equities and must reduce it.

Buying Financial Products? Beware!

Buying Financial Products? Beware!

Rediff.com   27 Nov 2023

Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.

'We are building Kia 2.0. India is a long-term bet for us'

'We are building Kia 2.0. India is a long-term bet for us'

Rediff.com   17 Nov 2023

'India is the sixth-largest market for the Kia Corporation, and contributes 8 to 9 per cent to our global sales.' 'We are eyeing 10 per cent market share over the next few years depending on customer demand and new product innovations.'

NPS: Want To Know About SLW?

NPS: Want To Know About SLW?

Rediff.com   10 Nov 2023

When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.

What's A Factor-Based Fund?

What's A Factor-Based Fund?

Rediff.com   2 Nov 2023

'No human bias is involved as happens in active funds.'

Looking For A Broker? Read This!

Looking For A Broker? Read This!

Rediff.com   1 Nov 2023

'The stockbroker should have a good balance sheet to support its scale of operations. It should also have proper risk management in terms of margins so that it doesn't go bankrupt during extreme market movements.' 'The broker must have a track record of navigating several market cycles in an ethical and transparent manner.'

Investors Must Avoid GREED!

Investors Must Avoid GREED!

Rediff.com   26 Oct 2023

Rebalance your portfolio in case it has become overweight on equities vis-a-vis your strategic asset allocation.

Tips To Buy A House Through A Broker

Tips To Buy A House Through A Broker

Rediff.com   10 Oct 2023

Try to assess whether the broker has good knowledge of the prices prevailing in the area you are interested in, and is able to provide the pros and cons of various projects.

When You Buy Home Insurance, Check This

When You Buy Home Insurance, Check This

Rediff.com   4 Oct 2023

Keep revising the sum insured at the time of renewal to keep it in line with inflation.

Falling Rupee: How To Plan Ahead

Falling Rupee: How To Plan Ahead

Rediff.com   18 Sep 2023

The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.

How To Deal With Rise In Rents

How To Deal With Rise In Rents

Rediff.com   12 Sep 2023

'You may opt for a longer minimum guaranteed tenure of 12-18 months. This will ensure that in a rising rental scenario, the landlord doesn't serve you a notice and ask you to vacate the property.'

What You Should Know About LRS

What You Should Know About LRS

Rediff.com   3 Aug 2023

Keep track of your foreign remittances to avoid giving incorrect declarations as these could be held against you.

Know About Balanced Advantage Funds?

Know About Balanced Advantage Funds?

Rediff.com   24 Jul 2023

Balanced advantage funds have the potential to earn superior risk-adjusted returns for the investor and offer a smoother investment journey.